jhoekman

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So far jhoekman has created 43 blog entries.

Working to Save People Money and Better Their Financial Health with Telehealth

When you think about financial health what comes to mind? Chances are you think first about someone’s financial situation and probably not about the overall health of one’s body or mind. However, your finances and your health can intersect more than you might think.

Consider this… both your health and your finances can be constantly changing, for better or for worse. Your personal financial situation can be unhealthy, which can have a negative impact on many other areas of your life. And, if your personal health is poor, that can lead to sizeable financial issues. Therefore, when we focus on bettering […]

June 4th, 2018|CADR+ Programs, CADR+ Updates|

Telemedicine Reinvents the Visit to the School Nurse

Technology lets the nurse tap into outside experts, often getting students back to class more quickly
This article was published on May 25, 2018 on The Wall Street Journal, written by Emily Holland. Photo source: Mike Bradley for the Wall Street Journal.

Telemedicine has grown rapidly in recent years. Now hundreds of schools are bringing it to the nurse’s office.

School nurses say telemedicine helps them treat students faster right at school, reducing risk of infection, getting the students back to class faster and relieving a big burden on the students’ families.

At Abraham Lincoln School No. 22, in Rochester, N.Y., when nurse Amy […]

May 31st, 2018|Telehealth & Industry News|

Why virtual care is an essential part of self-funding

This article was published on May 14, 2018 on Employee Benefit Adviser, written by Kelly Bliss. 

Does this scenario sound familiar? Facing a second consecutive year of double digit premium increases, a mid-sized financial services firm recently decided to self-fund, but still had some trepidation over the prospect of becoming self-insured.

This was entirely understandable, as the company had been forced to make the decision while flying blind. Absent detailed utilization data, how was management supposed to know if they had opened themselves up to substantial risk?

As I explained to the firm’s VP of HR, much like stop-loss coverage, a comprehensive virtual […]

May 25th, 2018|Telehealth & Industry News|

Recognizing Mental Health Awareness Month

May is Mental Health Month, making it a very opportune time for employers to determine if they are doing all they can to address mental health within their organization.

According to the Center for Disease Control & Prevention, approximately 80% of people with depression have reported some level of functional impairment due to depression, and 27% have reported serious difficulties in their work and home life. Stress is on the rise and mental health issues are becoming more prevalent in the workplace. It’s easy to believe considering everything people deal with on a daily basis – personal health, family issues, work […]

May 25th, 2018|CADR+ Programs, CADR+ Updates|

Why more small, midsize employers are turning to level-funding

This article was published on May 22, 2018 on Employee Benefit News, written by John Milne. Photo Source: Employee Benefit News.

Small and midsize businesses seeking flexible benefit plans for their employees that also provide a means to contain costs often feel their options are limited. The fully insured world restricts flexible and creative plan options, and many employers are stuck in a cycle of paying steep increases year over year because they’re being pooled with many other small plans.

A traditional self-funding model might also be out of the question without solid claims data to understand risk and your potential monthly claims.

However, […]

May 24th, 2018|Telehealth & Industry News|